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Buy Ripple (XRP) cryptocurrency with a debit or credit card

30 Jul, 2020 Eduardo Ricou
Buy Ripple (XRP) cryptocurrency with a debit or credit card

Despite market fluctuations, interest in cryptocurrencies remains unabated. However, before making any cryptocurrencies transactions — be it Ripple, Bitcoin or Ethereum — you need to acquire them. In this guide, we’ll tell you how to buy Ripple (XRP) with a credit card (or with a debit card).

Created in 2013, Ripple is now one of the most popular cryptocurrencies in the world. Ripple (or XRP) is a cryptocurrency used by the payment network of the same name built for fast and low-cost cross-border corporate payments. Currently, it ranks fourth in market cap among all cryptocurrencies.

We’ve been interested for a long time in the potential of digital assets like XRP to make cross-border payments better for customers. - Richard Ambrose, CEO of Azimo.

Price (as of 22/07/2020)$0.199885
Market cap (as of 22/07/2020)$8,957,263,116
 Circulating supply  44,812,133,482 XRP
Consensus algorithmRipple protocol consensus algorithm
Transactions per second1500

Can you buy XRP with a credit card?

It’s worth mentioning that it’s usually easier to buy XRP with a debit card than with a credit card. Why? Many credit card issuers don’t like this practice because they consider it to be risky. Nonetheless, if you want to buy XRP using a credit card, it won’t be a big challenge.

How to buy Ripple with a debit card instantly

While buying Ripple with a debit or credit card may seem a complex and lengthy process for a beginner, there are several services out there that make it fast and easy.

Visa or Mastercard

There are a few things to know when choosing which card to use when buying Ripple. First, Visa and Mastercard don’t issue the credit cards themselves. They only act as payment networks. Second, the specific bank that issues the card is much more important than the payment network the card belongs to. With this in mind, there is currently no significant difference between buying Ripple with Visa versus Mastercard.

StormGain’s Step-by-Step Guide

StormGain is a reliable and user-friendly platform you can use to buy Ripple using a credit card. It’s a quick and easy method.

  1. Create an account on the StormGain platform using your phone number and email address. After that, you’ll need to verify your number and email, but don’t worry: it doesn’t take long.
  2. After registering, you automatically get a built-in multi-currency wallet. It’s secure, user-friendly and completely free.
  3. Learn about deposit commissions.
  4. Click the ‘Buy Crypto with a card’ button in the top right corner of the page.
    Press the ‘Buy Crypto with a card’ button to start the buying process.
  5. Choose XRP in the ‘StormGain wallet’ drop-down menu.
  6. Select the payment method in the ‘Payment method’ drop-down menu.
  7. Choose the fiat currency you want to exchange for XRP and enter the amount.
  8. Press the ‘Deposit’ button.
    Deposit pop-up window.
  9. Fill in the details for your payment.
    Fill in your card details.
  10. Confirm the payment.
    Other details and ‘Pay now’ confirmation button.
  11. Wait for XRP to be transferred to your StormGain wallet. Then, use your Ripple to trade or transfer it wherever you like.

Buy Ripple with a credit card without verification

Although it’s becoming increasingly difficult to buy Ripple and other cryptocurrencies with a credit card without verification, StormGain remains one of the services where it’s still possible. On the StormGain platform, you can buy XRP by credit card without irritating and time-consuming security checks.

Where can I buy XRP with a debit card?

There are many ways to buy Ripple with a debit or credit card. The most popular of them are:

  • Cryptocurrency trading platforms
  • Online exchange services
  • Buying directly

Cryptocurrency trading platforms or crypto exchanges are probably the most popular way to buy and sell all kinds of cryptocurrencies, including Ripple. To buy Ripple with a card, you need to find one that supports both XRP and an option to buy crypto using cards. Among the exchanges that allow this are Binance, KuCoin and StormGain. Reliable exchanges are highly secure, which is one reason why they’re so popular. The downside of this method is the registration and verification processes that can be quite complex and time-consuming. However, this isn’t the case for StormGain.

Online exchange services exchange cryptocurrencies with users directly. Most of the time, they’re simple to use and quick but tend to have less advantageous exchange rates. There are many services, such as Paybis and OnFomo, to name a few. Special exchanger monitoring services like can help you get on such exchanges with ease. And if you want to buy a large amount of XRP, make sure that the service has enough of it available.

Exchanger monitoring service

As for buying from another person directly, it’s seldom a good choice. It’s worth considering this option only if you can trust that person. While the absence of handling fees may seem compelling, you should always keep in mind the high risk of fraud.

Regardless of which purchase method you choose, don’t forget to acquire a Ripple wallet before proceeding with your actual purchase.

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